Financial Intelligence Dashboard
Global Macro Trends & Real-Time Economic Indicators
🌍 North American Macro Signals
| Metric | United States (USD) | Canada (CAD) |
|---|---|---|
| Yield Curve Status 10Y Bond - Policy Rate |
0.39% NORMAL |
-2.15% ⚠️ INVERTED |
| Real Interest Rate Policy Rate - Inflation | -322.28% | -162.85% |
| Financial Stress Index Market Liquidity (US) | -0.66 Stable | |
Insight: The US-Canada Rate Spread is 1.60%. Capital favors the USD.
Interest Rates
Fed Funds Rate (Upper Bound)
The upper bound of the Federal Reserve’s target range for the federal funds rate.
Analyst Note:Sets the upper target for Fed’s key rate. Higher rates tighten credit, pressuring stock prices.
Effective Fed Funds Rate
The actual interest rate at which banks lend overnight funds.
Analyst Note:Actual market rate for overnight lending. Influences corporate costs and stock markets.
10-Year Treasury Constant Maturity Rate
The yield on U.S. Treasury securities with a 10-year maturity.
Analyst Note:Benchmark for long-term rates. Higher yields reduce stock valuations.
20-Year Treasury Yield
The yield on U.S. Treasury securities with a 20-year maturity.
Analyst Note:Long-term risk-free rate.
30-Year Treasury Yield
The yield on U.S. Treasury securities with a 30-year maturity.
Analyst Note:Ultra-long-term rate.
Policy Interest Rate
Target rate for overnight lending.
Analyst Note:BoC key rate.
Canada CPI Inflation (YoY)
Year-over-year percentage change in the Canadian Consumer Price Index.
Analyst Note:Consumer price changes in Canada.
Money Supply
M1 Money Stock
The total amount of liquid money in the U.S. economy.
Analyst Note:Liquid money growth can fuel inflation.
M2 Money Stock
A broader measure of money supply.
Analyst Note:Broader money supply growth signals potential inflation.
Banking Health
Bank Loans and Leases
Total value of loans and leases held by U.S. commercial banks.
Analyst Note:Strong loan growth supports economic expansion.
Bank Reserves at Fed
Total reserves held by banks at the Federal Reserve.
Analyst Note:High reserves indicate ample liquidity.
Total Bank Deposits
Total deposits held in U.S. commercial banks.
Analyst Note:Rising deposits reflect public trust in banks.
Credit & Debt Markets
Consumer Credit Outstanding
Total outstanding consumer credit in the U.S.
Analyst Note:High consumer credit supports spending.
Household Debt to GDP
The ratio of U.S. household debt to GDP.
Analyst Note:High ratios signal household leverage risks.
Corporate Business Debt
Total debt of U.S. nonfinancial corporate businesses.
Analyst Note:High debt increases default risk.
Stock Market Valuation
S&P 500 Index
A market-cap-weighted index of 500 large U.S. companies.
Analyst Note:Tracks U.S. stock market performance.
NASDAQ Index
Market-cap-weighted index of stocks on the NASDAQ.
Analyst Note:Tracks U.S. tech and growth stocks.
Dow Jones Industrial Average
Price-weighted index of 30 large U.S. companies.
Analyst Note:Tracks large-cap U.S. stocks.
Composite Indexes
St. Louis Fed Financial Stress Index
Measure of stress in U.S. financial markets.
Analyst Note:Higher values indicate market stress.
TED Spread
Difference between 3-month LIBOR and 3-month Treasury bill.
Analyst Note:Wider spreads indicate banking risk.
Commercial Paper Outstanding
Total value of short-term corporate debt.
Analyst Note:Rising paper reflects borrowing strength.
Macro Indicators
CPI Inflation Rate (YoY)
YoY change in the Consumer Price Index.
Analyst Note:Measures price increases.
Real GDP Growth
Annualized change in inflation-adjusted output.
Analyst Note:Measures U.S. economic growth.
Consumer Sentiment Index
Survey-based measure of consumer confidence.
Analyst Note:Reflects consumer optimism.